862 Oak Street, Chattanooga, TN 37403 (MLS# 1541730)

862 Oak Street, Chattanooga, TN 37403

$925,000
Property Type: Residential Bedrooms: 5 Baths: 3 Square Footage: 3,250 Lot Size (sq. ft.): 7,840 Status: Contingent
Current Price: $925,000 List Date: 8/29/2026 Last Modified: 9/11/2026

Overview

Description

Welcome to 862 Oak Street, a magnificent turn-of-the-century home in Chattanooga's historic Fort Wood neighborhood. Situated on a beautifully level lot among distinguished period homes, this extensively updated residence seamlessly blends timeless architectural character with modern family living. This solid brick home with a stone foundation showcases the craftsmanship of a bygone era. Original details have been lovingly preserved throughout, including six beautiful fireplaces with tiled hearths and detailed mantels that serve as stunning focal points in the living spaces and several bedrooms. Exquisite stained glass adorns the entry windows, side window, and charming dormer windows, casting beautiful natural light throughout the day. Functional pocket doors glide effortlessly to create versatile entertaining areas, offering both elegant flow for gatherings and intimate spaces for everyday family life. The thoughtful updates throughout ensure this well-appointed home meets the nee ...

Supplements: Going upstairs, the staircase doubles back by a detailed, backlit stained-glass window. A wide hallway at the top of the stairs welcomes you with five generously sized bedrooms located on this level. Three bedrooms feature decorative fireplaces and all of the bedrooms feature the original hardwood floors. The varying bedroom sizes, locations, and d ...

Listing Details MLS# 1541730

General Property Information

Bedrooms Total
5
Stories
2
Rooms Total
11
Bathrooms Total
3
Bathrooms Full
2
Bathrooms Half
Yes
Above Grade Finished Area
3250
Above Grade Finished Area Source
Appraiser
Living Area
3250
Living Area Source
Appraiser
Enhanced Accessible
No
Year Built
1920
ADU YN
No
STVR YN
No
New Construction YN
No
Builder's Warranty YN
No
Home Warranty YN
No
Garage YN
No
Carport YN
No
Lot Size Acres
0.18
Lot Size Square Feet
7840
Lot Size Dimensions
50X149
Association YN
Yes
Association Fee
35
Association Fee Frequency
None
View YN
No
Waterfront YN
No
Basement YN
Yes
Fireplace YN
Yes
Spa YN
No
Senior Community YN
No
Sign On Property YN
Yes
List Price/SqFt
284.62

Property Features

Appliances: Built-In Electric Oven; Built-In Electric Range; Dishwasher; Disposal; Dryer; Electric Water Heater; Refrigerator; Vented Exhaust Fan; Washer; Washer/Dryer Architectural Style: Contemporary Association Amenities: Park Association Fee Includes: None Attic Features: Exhaust Fan; Unfinished Basement: Partially Finished; Unfinished Community Features: Curbs; Historic District; Sidewalks; Street Lights Construction Materials: Brick Cooling: Central Air; Electric; Multi Units Exterior Features: Rain Gutters Fencing: Electric; Gate Fireplace Features: Bedroom; Den; Dining Room; Family Room; Kitchen; Living Room Flooring: Hardwood; Tile Foundation Details: Brick/Mortar; Stone Heating: Central; Natural Gas Interior Features: Built-in Features; Ceiling Fan(s); Crown Molding; High Ceilings; High Speed Internet; Kitchen Island; Natural Woodwork; Pantry; Separate Dining Room; Separate Shower; Smart Thermostat; Storage; Tub/shower Combo Laundry Features: Electric Dryer Hookup; In Basement; Main Level; Multiple Locations; Washer Hookup Levels: Two Listing Terms: Cash; Conventional; VA Loan Lot Features: Level Other Structures: None Parking Features: Concrete; Kitchen Level; Off Street Patio And Porch Features: Front Porch; Porch; Porch - Covered; Rear Porch Pool Features: None Possession: Close Of Escrow Property Condition: Updated/Remodeled Road Frontage Type: City Street Road Responsibility: Public Maintained Road Road Surface Type: Asphalt Roof: Asphalt; Shingle Security Features: Security Gate Sewer: Public Sewer Spa Features: None Structure Type: Free Standing Building; House Utilities: Electricity Connected; Natural Gas Connected; Sewer Connected; Water Connected Water Source: Public Window Features: Shades; Storm Window(s); Window Treatments; Wood Frames Room Types: Bathroom; Bedroom; Dining Room; Family Room; Kitchen; Laundry; Living Room Documents: Lead Based Paint Disclosure; Lead Based Paint Pamphlet; TN Prop Cond Disc or Exempt

Contract Information

Listing Contract Date
2026-08-28
Auction YN
No
Equitable Ownership Interest Listing
No
Property Sub Type
Single Family Residence
Office Exclusive
No
Occupant Type
Owner

Location Tax and Legal

Street Number
862
Street Name
Oak
Street Suffix
Street
County
Hamilton
State
TN
Postal Code
37403
Subdivision Name
Fort Wood
MLS Area Major
Chattanooga

Remarks and Miscellaneous

Public Remarks
Welcome to 862 Oak Street, a magnificent turn-of-the-century home in Chattanooga's historic Fort Wood neighborhood. Situated on a beautifully level lot among distinguished period homes, this extensively updated residence seamlessly blends timeless architectural character with modern family living. This solid brick home with a stone foundation showcases the craftsmanship of a bygone era. Original details have been lovingly preserved throughout, including six beautiful fireplaces with tiled hearths and detailed mantels that serve as stunning focal points in the living spaces and several bedrooms. Exquisite stained glass adorns the entry windows, side window, and charming dormer windows, casting beautiful natural light throughout the day. Functional pocket doors glide effortlessly to create versatile entertaining areas, offering both elegant flow for gatherings and intimate spaces for everyday family life. The thoughtful updates throughout ensure this well-appointed home meets the needs of modern living while honoring its rich historical character. Entering the home through the front door it's easy to get lost on all of the little details - stained glass, picture railing, detailed woodwork, hearth tiling, tiger oak fireplace details, and recently refinished hardwood floors. What shouldn't be missed is the elegance of the entry - tall ceilings and a wide entry hall welcome you into the home with a formal living room on your left and a cozy family room on your right - both rooms centered around decorative fireplaces and pocket doors that can be opened and closed to change the feel of the space. The family room flows into the dining room through another set of pocket doors, which also connects to a breakfast room/butler's pantry (with main floor laundry) off of the kitchen. The kitchen features checkered black and white porcelain tile floors and is well appointed for hosting functions or simply whipping up a delicious dinner on a school night.
Directions
Take McCallie Avenue away from downtown and then turn left on Palmetto Street. Turn right on Oak Street and the home will be on your right.

Status Change Information

Major Change Timestamp
2026-09-11T21:17:49Z
Major Change Type
Status Change
Status Change Timestamp
2026-09-11
Under Contract Date
2026-09-11

More Information

Additional Association Fees

Initiation Fee Y/N
No
Maintenance Fee YN
No
Other Fees YN
Yes
Other Fee Amount
35
Other Fee Description
Voluntary Neighborhood Association

Fireplace Features

Fireplaces Total
6

License Number Info

Listing Agent’s State of Licensure
TN
Listing Agent’s License Number
354755
Listing Office’s State of Licensure
TN
Listing Office’s License Number
263458
Co-Listing Agent's State of Licensure
TN
Co-Listing Agent's License Number
384632
Co-Listing Office State of Licensure
TN
Co-Listing Office License Number
263458

Room Types

Bathroom Level
Basement
Bedroom Level
Second
Dining Room Level
First
Family Room Level
First
Kitchen Level
First
Laundry Level
First
Living Room Level
First

Room Information

Room Name Level Remarks
Living Room First
Dining Room First
Family Room First
Bathroom First Full Bathroom
Bathroom Second Full Bathroom
Laundry Basement
Bedroom Second
Bedroom Second
Bedroom Second
Bedroom Second
Bedroom Second
Kitchen First
Breakfast Room First
Laundry First
Bathroom Basement Half Bathroom/Pittsburgh Toilet
Listing Office: SquareOne Realty, LLC
Last Updated: September - 11 - 2026
Information deemed reliable but not guaranteed.