862 Oak Street, Chattanooga, TN 37403 (MLS# 1523194)

862 Oak Street, Chattanooga, TN 37403

$835,000

Property Type: Residential Bedrooms: 5 Baths: 2 Square Footage: 3,250 Lot Size (sq. ft.): 7,840 Status: Closed

Current Price: $835,000 List Date: 10/31/2025 Last Modified: 12/04/2025

Overview

Description

Welcome to 862 Oak Street, a magnificent turn-of-the-century home in Chattanooga's historic Fort Wood neighborhood. Situated on a beautifully level lot among distinguished period homes, this extensively updated residence seamlessly blends timeless architectural character with modern family living. This solid brick home with a stone foundation showcases the craftsmanship of a bygone era. Original details have been lovingly preserved throughout, including six beautiful fireplaces with tiled hearths and detailed mantels that serve as stunning focal points in the living spaces and several bedrooms. Exquisite stained glass adorns the entry windows, side window, and charming dormer windows, casting beautiful natural light throughout the day. Functional pocket doors glide effortlessly to create versatile entertaining areas, offering both elegant flow for gatherings and intimate spaces for everyday family life. The thoughtful updates throughout ensure this well-appointed home meets the nee ... (Read more)

Supplements: Going upstairs, the staircase doubles back by a detailed, backlit stained-glass window. A wide hallway at the top of the stairs welcomes you with five generously sized bedrooms located on this level. Three bedrooms feature decorative fireplaces and all of the bedrooms feature the original hardwood floors. The varying bedroom sizes, locations, an ... (Read more)

Listing Details MLS# 1523194

General Property Information

Bedrooms Total: 5
Stories: 2
Rooms Total: 11
Bathrooms Total: 2
Bathrooms Full: 2
Above Grade Finished Area: 3250
Above Grade Finished Area Source: Appraiser
Living Area: 3250
Living Area Source: Appraiser
Enhanced Accessible: No
Year Built: 1920
New Construction YN: No
Builder's Warranty YN: No
Home Warranty YN: No
Garage YN: No
Carport YN: No
Lot Size Acres: 0.18
Lot Size Square Feet: 7840
Lot Size Dimensions: 50X149
Association YN: Yes
Association Fee Frequency: None
View YN: No
Waterfront YN: No
Basement YN: Yes
Fireplace YN: Yes
Spa YN: No
Senior Community YN: No
List Price/SqFt: 261.54
Sold Price/SqFt: 256.92
Deed Book: 11294
Deed Page: 774
Bathrooms Half: 0
Association Fee: 0

Property Features

Appliances: Built-In Electric Oven; Built-In Electric Range; Dishwasher; Disposal; Electric Water Heater; Refrigerator; Vented Exhaust Fan; Washer/Dryer; None Architectural Style: Contemporary Association Amenities: Park Association Fee Includes: None Attic Features: Exhaust Fan; Unfinished Basement: Partially Finished; Unfinished Community Features: Curbs; Historic District; Sidewalks; Street Lights Construction Materials: Brick Cooling: Central Air; Electric; Multi Units Exterior Features: Rain Gutters Fencing: None Fireplace Features: Bedroom; Den; Dining Room; Family Room; Kitchen; Living Room Flooring: Hardwood Foundation Details: Brick/Mortar; Stone Heating: Central; Natural Gas Interior Features: Built-in Features; Crown Molding; High Ceilings; High Speed Internet; Natural Woodwork; Pantry; Separate Dining Room; Separate Shower; Smart Thermostat; Storage; Tub/shower Combo Laundry Features: Electric Dryer Hookup; In Basement; Multiple Locations; Washer Hookup Levels: Two Listing Terms: Cash; Conventional; VA Loan Lot Features: Level Other Structures: None Parking Features: Concrete; Kitchen Level; Off Street Patio And Porch Features: Front Porch; Porch; Porch - Covered; Rear Porch Pool Features: None Possession: Close Of Escrow Property Condition: Updated/Remodeled Road Frontage Type: City Street Road Responsibility: Public Maintained Road Road Surface Type: Asphalt Roof: Asphalt; Shingle Security Features: Security Gate Sewer: Public Sewer Spa Features: None Structure Type: Free Standing Building Utilities: Electricity Connected; Natural Gas Connected; Sewer Connected; Water Connected Water Source: Public Window Features: Storm Window(s); Window Treatments; Wood Frames Room Types: Bathroom; Bedroom; Dining Room; Family Room; Kitchen; Laundry; Living Room Documents: Lead Based Paint Disclosure; Lead Based Paint Pamphlet; TN Prop Cond Disc or Exempt

Contract Information

Listing Contract Date: 2025-10-31
Auction YN: No
Equitable Ownership Interest Listing: No
Property Sub Type: Single Family Residence
Office Exclusive: No
Occupant Type: Owner

Location Tax and Legal

Street Number: 862
Street Name: Oak
Street Suffix: Street
County: Hamilton
State: TN
Postal Code: 37403
Subdivision Name: Fort Wood
MLS Area Major: Chattanooga

Remarks and Miscellaneous

Public Remarks: Welcome to 862 Oak Street, a magnificent turn-of-the-century home in Chattanooga's historic Fort Wood neighborhood. Situated on a beautifully level lot among distinguished period homes, this extensively updated residence seamlessly blends timeless architectural character with modern family living. This solid brick home with a stone foundation showcases the craftsmanship of a bygone era. Original details have been lovingly preserved throughout, including six beautiful fireplaces with tiled hearths and detailed mantels that serve as stunning focal points in the living spaces and several bedrooms. Exquisite stained glass adorns the entry windows, side window, and charming dormer windows, casting beautiful natural light throughout the day. Functional pocket doors glide effortlessly to create versatile entertaining areas, offering both elegant flow for gatherings and intimate spaces for everyday family life. The thoughtful updates throughout ensure this well-appointed home meets the needs of modern living while honoring its rich historical character. Entering the home through the front door it's easy to get lost on all of the little details - stained glass, picture railing, detailed woodwork, hearth tiling, tiger oak fireplace details, and original wood floors. What shouldn't be missed is the elegance of the entry - tall ceilings and a wide entry hall welcome you into the home with a formal living room on your left and a cozy family room on your right - both rooms centered around decorative fireplaces and pocket doors that can be opened and closed to change the feel of the space. The family room flows into the dining room through another set of pocket doors, which also connects to a breakfast room/butler's pantry off of the kitchen. The kitchen features checkered black and white ceramic tile floors and is well appointed for hosting functions or simply whipping up a delicious dinner on a school night.
Directions: Take McCallie Avenue away from downtown and then turn left on Palmetto Street. Turn right on Oak Street and the home will be on your right.

Status Change Information

Major Change Timestamp: 2025-12-04T17:34:29Z
Major Change Type: Status Change
Status Change Timestamp: 2025-12-04
Under Contract Date: 2025-10-31
Close Date: 2025-12-04
Close Price: 835000
Appraisal Waiver YN: Yes

More Information

Additional Association Fees

Initiation Fee Y/N: No
Maintenance Fee YN: No
Other Fees YN: Yes
Other Fee Description: Voluntary Neighborhood Association
Other Fee Amount: 0

Fireplace Features

Fireplaces Total: 6
Bedroom: Yes
Den: Yes
Dining Room: Yes
Family Room: Yes
Kitchen: Yes
Living Room: Yes

License Number Info

Listing Agent’s State of Licensure: TN
Listing Agent’s License Number: 354755
Listing Office’s State of Licensure: TN
Listing Office’s License Number: 263458

Room Types

Bathroom Level: First
Bedroom Level: Second
Dining Room Level: First
Family Room Level: First
Kitchen Level: First
Laundry Level: Basement
Living Room Level: First
Bathroom: Yes
Bedroom: Yes
Dining Room: Yes
Family Room: Yes
Kitchen: Yes
Laundry: Yes
Living Room: Yes

Location, Tax, and Legal

Parcel Number: 146h E 028
Elementary School: Brown Academy
Middle Or Junior School: Orchard Knob Middle
High School: Howard School of Academics & Tech
Tax Annual Amount: 5095.33
Tax Legal Description: LT 14 RICHMONDS ADDN PB1 PG34
Additional Parcels YN: No

Appliances

Built-In Electric Oven: Yes
Built-In Electric Range: Yes
Dishwasher: Yes
Disposal: Yes
Electric Water Heater: Yes
Refrigerator: Yes
Vented Exhaust Fan: Yes
Washer/Dryer: Yes
None: Yes

Architectural Style

Contemporary: Yes

Association Amenities

Park: Yes

Association Fee Includes

None: Yes

Attic Features

Exhaust Fan: Yes
Unfinished: Yes

Basement

Partially Finished: Yes
Unfinished: Yes

Community Features

Curbs: Yes
Historic District: Yes
Sidewalks: Yes
Street Lights: Yes

Construction Materials

Brick: Yes

Exterior Features

Rain Gutters: Yes

Fencing

None: Yes

Listing Terms

Cash: Yes
Conventional: Yes
VA Loan: Yes

Lot Features

Level: Yes

Other Structures

None: Yes

Possession

Close Of Escrow: Yes

Road Frontage Type

City Street: Yes

Road Responsibility

Public Maintained Road: Yes

Road Surface Type

Asphalt: Yes

Sewer

Public Sewer: Yes

Utilities

Electricity Connected: Yes
Natural Gas Connected: Yes
Sewer Connected: Yes
Water Connected: Yes

Water Source

Public: Yes

Cooling

Central Air: Yes
Electric: Yes
Multi Units: Yes

Foundation Details

Brick/Mortar: Yes
Stone: Yes

Parking Features

Concrete: Yes
Kitchen Level: Yes
Off Street: Yes

Property Condition

Updated/Remodeled: Yes

Security Features

Security Gate: Yes

Structure Type

Free Standing Building: Yes

Levels

Two: Yes

Patio And Porch Features

Front Porch: Yes
Porch: Yes
Porch - Covered: Yes
Rear Porch: Yes

Pool Features

None: Yes

Spa Features

None: Yes

Window Features

Storm Window(s): Yes
Window Treatments: Yes
Wood Frames: Yes

Flooring

Hardwood: Yes

Heating

Central: Yes
Natural Gas: Yes

Interior Features

Built-in Features: Yes
Crown Molding: Yes
High Ceilings: Yes
High Speed Internet: Yes
Natural Woodwork: Yes
Pantry: Yes
Separate Dining Room: Yes
Separate Shower: Yes
Smart Thermostat: Yes
Storage: Yes
Tub/shower Combo: Yes

Laundry Features

Electric Dryer Hookup: Yes
In Basement: Yes
Multiple Locations: Yes
Washer Hookup: Yes

Roof

Asphalt: Yes
Shingle: Yes

Documents

Lead Based Paint Disclosure: Yes
Lead Based Paint Pamphlet: Yes
TN Prop Cond Disc or Exempt: Yes

Room Information

Room Name	Level	Remarks
Living Room	First
Dining Room	First
Family Room	First
Bathroom	First	Full Bathroom
Bathroom	Second	Full Bathroom
Laundry	Basement
Bedroom	Second
Bedroom	Second
Bedroom	Second
Bedroom	Second
Bedroom	Second
Kitchen	First
Breakfast Room	First

Documents

TN Prop Cond Disc or Exempt ›

Lead Based Paint Disclosure ›

Covenants & Restrictions ›

Listing Office: SquareOne Realty, LLC

Last Updated: December - 04 - 2025

Information deemed reliable but not guaranteed.