55 E Main Street, 304, Chattanooga, TN 37408 (MLS# 1527608)

55 E Main Street, 304, Chattanooga, TN 37408

$1,500,000
Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 3,140 Status: Active
Current Price: $1,500,000 List Date: 1/30/2026 Last Modified: 1/30/2026

Description

Stunning 3BR/2BA Loft in Sought-After Lofts on Main | 3rd Floor | Rooftop Living Experience upscale urban living in this beautifully designed 3 bedroom, 2 bath loft located on the third floor of Lofts on Main. This spacious residence blends historic character with modern finishes, featuring exposed brick walls, soaring ceilings, and an open-concept layout ideal for both entertaining and everyday living. The stylish kitchen flows seamlessly into the living and dining areas and is outfitted with sleek cabinetry, stainless steel appliances, and striking statement lighting, creating a true loft aesthetic. Generously sized bedrooms offer excellent natural light, while two well-appointed bathrooms provide comfort and functionality. One of the standout features of this home is the rooftop retreat, offering upscale city views and an exceptional space for entertaining. The rooftop includes an outdoor kitchen, multiple seating areas, and ambient lighting—perfect for hosting guests, unwinding at sunset, or enjoying vibrant downtown evenings. The prime third-floor location enhances privacy while keeping you connected to the energy of the city. Located in the heart of downtown, this loft offers walkable access to dining, shopping, and entertainment, all while enjoying the charm and style of a boutique loft community. Urban luxury meets effortless entertaining—this is loft living at its finest.

More Information MLS# 1527608

Contract Information

Auction YN: No Equitable Ownership Interest Listing: No Office Exclusive: No Current Price: $1,500,000 Status: Active Listing Contract Date: 2026-01-30 List Price: $1,500,000 Property Sub Type: Condominium

Location, Tax, and Legal

Parcel Number: 145lac 002 C010 Elementary School: Battle Academy Middle Or Junior School: Orchard Knob Middle High School: Howard School of Academics & Tech Tax Annual Amount: 6692.81 Tax Legal Description: UNIT #10 LOFTS ON MAIN CONDOS Additional Parcels YN: No

General Property Information

Deed Book: 13029 Deed Page: 522 Rooms Total: 7 Bathrooms Half: 0 Above Grade Finished Area: 3140 Above Grade Finished Area Source: Tax Records Living Area: 3140 Living Area Source: Tax Records Enhanced Accessible: No STVR YN: No ADU YN: No New Construction YN: No Home Warranty YN: No Builder's Warranty YN: No Garage YN: No Carport YN: No Lot Size Acres: 0 Lot Size Square Feet: 0 Lot Size Dimensions: 0 Association YN: Yes Association Fee: 633.49 Association Fee Frequency: Monthly View YN: Yes Waterfront YN: No Basement YN: No Fireplace YN: Yes Senior Community YN: No Sign On Property YN: No List Price/SqFt: 477.71 Bedrooms Total: 3 Bathrooms Total: 2 Bathrooms Full: 2 Year Built: 2005

Remarks and Miscellaneous

Public Remarks: Stunning 3BR/2BA Loft in Sought-After Lofts on Main | 3rd Floor | Rooftop Living Experience upscale urban living in this beautifully designed 3 bedroom, 2 bath loft located on the third floor of Lofts on Main. This spacious residence blends historic character with modern finishes, featuring exposed brick walls, soaring ceilings, and an open-concept layout ideal for both entertaining and everyday living. The stylish kitchen flows seamlessly into the living and dining areas and is outfitted with sleek cabinetry, stainless steel appliances, and striking statement lighting, creating a true loft aesthetic. Generously sized bedrooms offer excellent natural light, while two well-appointed bathrooms provide comfort and functionality. One of the standout features of this home is the rooftop retreat, offering upscale city views and an exceptional space for entertaining. The rooftop includes an outdoor kitchen, multiple seating areas, and ambient lighting—perfect for hosting guests, unwinding at sunset, or enjoying vibrant downtown evenings. The prime third-floor location enhances privacy while keeping you connected to the energy of the city. Located in the heart of downtown, this loft offers walkable access to dining, shopping, and entertainment, all while enjoying the charm and style of a boutique loft community. Urban luxury meets effortless entertaining—this is loft living at its finest. Directions: From Market Street turn onto E. Main Street. Lofts on Main will be on the left.

Status Change Information

Status Change Timestamp: 2026-01-30 Major Change Timestamp: 2026-01-30T15:54:07Z Major Change Type: New Listing

Additional Association Fees

Initiation Fee Y/N: No Maintenance Fee YN: No Other Fees YN: No

Appliances

Convection Oven: 1 Dishwasher: 1 Electric Range: 1 Gas Range: 1 Gas Water Heater: 1 Microwave: 1 Refrigerator: 1 Tankless Water Heater: 1 Trash Compactor: 1 Wall Oven: 1

Association Amenities

Elevator(s): 1 Gated: 1 Insurance: 1 Landscaping: 1 Maintenance: 1 Management: 1 Parking: 1 Storage: 1 Trash: 1

Association Fee Includes

Insurance: 1 Maintenance Structure: 1 Trash: 1

Construction Materials

Brick: 1

Exterior Features

Outdoor Kitchen: 1

Listing Terms

Cash: 1 Conventional: 1

Possession

Negotiable: 1

Sewer

Public Sewer: 1

Special Listing Conditions

Trust: 1

Utilities

Cable Available: 1 Electricity Available: 1 Phone Available: 1 Sewer Connected: 1 Water Available: 1

View

City: 1 Mountain(s): 1 Other: 1

Water Source

Public: 1

Cooling

Central Air: 1 Electric: 1

Foundation Details

Concrete Perimeter: 1 Stone: 1

Parking Features

Gated: 1 Off Street: 1 On Street: 1 Parking Lot: 1 Paved: 1

Levels

One: 1

Patio And Porch Features

Covered: 1 Deck: 1 Patio: 1

Window Features

Wood Frames: 1

Fireplace Features

Fireplaces Total: 1 Bedroom: 1 Electric: 1

Flooring

Hardwood: 1

Heating

Central: 1 Natural Gas: 1

Interior Features

Double Vanity: 1 Eat-in Kitchen: 1 Granite Counters: 1 High Ceilings: 1 Open Floorplan: 1 Primary Downstairs: 1 Separate Shower: 1 Sitting Area: 1 Soaking Tub: 1 Tub/shower Combo: 1 Walk-In Closet(s): 1

Laundry Features

Electric Dryer Hookup: 1 Gas Dryer Hookup: 1 Laundry Room: 1 Washer Hookup: 1

Roof

Rolled/Hot Mop: 1

License Number Info

Listing Agent’s State of Licensure: TN Listing Agent’s License Number: 298465 Listing Office’s State of Licensure: TN Listing Office’s License Number: 259621

Lock Box Type

None: 1

Room Types

Bathroom: 1 Bathroom Level: First Bedroom: 1 Bedroom Level: First Great Room: 1 Great Room Level: First Laundry: 1 Laundry Level: First Primary Bedroom: 1 Primary Bedroom Level: First Other Room: 1 Other Room Level: First

Documents

TN Prop Cond Disc or Exempt: 1

Location Tax and Legal

Street Number: 55 Street Direction Prefix: E Street Name: Main Street Suffix: Street Unit Number: 304 County: Hamilton State: TN Postal Code: 37408 Subdivision Name: None MLS Area Major: Chattanooga

Property Features

Appliances: Convection Oven; Dishwasher; Electric Range; Gas Range; Gas Water Heater; Microwave; Refrigerator; Tankless Water Heater; Trash Compactor; Wall Oven Association Amenities: Elevator(s); Gated; Insurance; Landscaping; Maintenance; Management; Parking; Storage; Trash Association Fee Includes: Insurance; Maintenance Structure; Trash Construction Materials: Brick Cooling: Central Air; Electric Exterior Features: Outdoor Kitchen Fireplace Features: Bedroom; Electric Flooring: Hardwood Foundation Details: Concrete Perimeter; Stone Heating: Central; Natural Gas Interior Features: Double Vanity; Eat-in Kitchen; Granite Counters; High Ceilings; Open Floorplan; Primary Downstairs; Separate Shower; Sitting Area; Soaking Tub; Tub/shower Combo; Walk-In Closet(s) Laundry Features: Electric Dryer Hookup; Gas Dryer Hookup; Laundry Room; Washer Hookup Levels: One Listing Terms: Cash; Conventional Parking Features: Gated; Off Street; On Street; Parking Lot; Paved Patio And Porch Features: Covered; Deck; Patio Possession: Negotiable Roof: Rolled/Hot Mop Sewer: Public Sewer Special Listing Conditions: Trust Utilities: Cable Available; Electricity Available; Phone Available; Sewer Connected; Water Available View: Mountain(s); Other Water Source: Public Window Features: Wood Frames Lock Box Type: None Room Types: Bathroom; Bedroom; Great Room; Laundry; Primary Bedroom; Other Room Documents: TN Prop Cond Disc or Exempt

Room Information

Other Level: First Remarks: Gathering Room Bedroom Level: First Laundry Level: First Bathroom Level: First Remarks: Full Bathroom Bathroom Level: First Remarks: Full Bathroom Primary Bedroom Level: First Great Room Level: First
Listing Office: Real Estate Partners Chattanooga LLC
Last Updated: January - 30 - 2026
Information deemed reliable but not guaranteed.