4101 Finch Lane, Chattanooga, TN 37419 (MLS# 1515666)

4101 Finch Lane, Chattanooga, TN 37419

$822,500

Property Type: Residential Bedrooms: 4 Baths: 4 Square Footage: 3,067 Lot Size (sq. ft.): 23,522 Status: Closed

Current Price: $822,500 List Date: 6/29/2025 Last Modified: 9/11/2025

Overview

Description

Imagine living every day like you're on vacation in this stunning Black Creek home! With three bedrooms conveniently located on the main level, this residence offers incredible flexibility for various lifestyles and life stages. From the moment you step through the welcoming entry, you'll be captivated by the dramatic dining room and the cozy great room, all designed to please the eye. A charming office or flex room is perfectly situated across from the formal dining area. The spacious primary bedroom offers a spa-like retreat, complete with an ideal sitting area for your morning coffee or a quiet read. The generously sized and well-appointed primary bathroom provides ample storage. The chef's kitchen is a true delight, featuring custom cabinetry, a center island, a serving bar, and a cheerful dining area—the perfect setting for preparing meals while enjoying the company of family and friends. Step outside from the kitchen onto a brand new covered deck, ideal for casual dining an ... (Read more)

Listing Details MLS# 1515666

General Property Information

Bedrooms Total: 4
Stories: 2
Rooms Total: 12
Bathrooms Total: 4
Bathrooms Full: 3
Bathrooms Half: Yes
Above Grade Finished Area: 3067
Above Grade Finished Area Source: Appraiser
Living Area: 3067
Living Area Source: Appraiser
Enhanced Accessible: No
Year Built: 2002
New Construction YN: No
Builder's Warranty YN: No
Home Warranty YN: No
Garage YN: Yes
Attached Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Lot Size Acres: 0.54
Lot Size Square Feet: 23522.4
Lot Size Dimensions: 67.8 x 190.6
Association YN: Yes
Association Fee: 480
Association Fee Frequency: Quarterly
View YN: Yes
Waterfront YN: No
Basement YN: No
Fireplace YN: Yes
Spa YN: No
Senior Community YN: No
Green Features YN: No
Sign On Property YN: Yes
List Price/SqFt: 268.67
Sold Price/SqFt: 268.18
Deed Book: 11996
Deed Page: 456

Property Features

Appliances: Dishwasher; Double Oven; Electric Range; Microwave; Oven; Stainless Steel Appliance(s) Architectural Style: Contemporary Association Amenities: Barbecue; Basketball Court; Dog Park; Golf Course; Landscaping; Park; Picnic Area; Playground; Pond Year Round; Recreation Facilities; Trail(s) Attic Features: Walk-In Attic Community Features: Curbs; Lake; Park Construction Materials: Brick Cooling: Central Air; Electric Exterior Features: Fire Pit; Private Yard; Rain Gutters Fireplace Features: Gas Log Flooring: Carpet; Hardwood; Tile Foundation Details: Block Heating: Central; Electric Interior Features: Breakfast Room; Chandelier; Connected Shared Bathroom; Crown Molding; Double Vanity; Eat-in Kitchen; En Suite; High Speed Internet; Kitchen Island; Pantry; Plumbed; Primary Downstairs; Separate Dining Room; Smart Thermostat; Soaking Tub; Split Bedrooms; Stone Counters; Storage; Tub/shower Combo; Walk-In Closet(s) Laundry Features: Laundry Room; Main Level Levels: One and One Half Listing Terms: Cash; Conventional; FHA; VA Loan Lot Features: Back Yard; Cul-De-Sac; Front Yard; Landscaped; Near Golf Course; Pie Shaped Lot Parking Features: Concrete; Driveway; Garage Faces Side Patio And Porch Features: Covered; Deck; Patio; Porch; Porch - Covered Possession: Close Of Escrow Property Condition: Updated/Remodeled Road Frontage Type: City Street Road Responsibility: Public Maintained Road Road Surface Type: Asphalt Roof: Asphalt; Shingle Security Features: Smoke Detector(s) Sewer: Public Sewer Special Listing Conditions: Standard Structure Type: Free Standing Building; House Utilities: Cable Available; Electricity Connected; Phone Available; Sewer Connected; Water Connected View: Mountain(s) Water Source: Public Window Features: Vinyl Frames Documents: TN Prop Cond Disc or Exempt

Contract Information

Start Showing Date: 2025-06-29
Listing Contract Date: 2025-06-24
Auction YN: No
Equitable Ownership Interest Listing: No
Property Sub Type: Single Family Residence
Office Exclusive: No
Occupant Type: Owner

Location Tax and Legal

Street Number: 4101
Street Name: Finch
Street Suffix: Lane
County: Hamilton
State: TN
Postal Code: 37419
Subdivision Name: Black Creek Chattanooga
MLS Area Major: Chattanooga

Remarks and Miscellaneous

Public Remarks: Imagine living every day like you're on vacation in this stunning Black Creek home! With three bedrooms conveniently located on the main level, this residence offers incredible flexibility for various lifestyles and life stages. From the moment you step through the welcoming entry, you'll be captivated by the dramatic dining room and the cozy great room, all designed to please the eye. A charming office or flex room is perfectly situated across from the formal dining area. The spacious primary bedroom offers a spa-like retreat, complete with an ideal sitting area for your morning coffee or a quiet read. The generously sized and well-appointed primary bathroom provides ample storage. The chef's kitchen is a true delight, featuring custom cabinetry, a center island, a serving bar, and a cheerful dining area—the perfect setting for preparing meals while enjoying the company of family and friends. Step outside from the kitchen onto a brand new covered deck, ideal for casual dining and sunset conversations. You'll love the outdoor fireplace and spending relaxing moments in the large, private backyard. Two additional bedrooms on the main floor share a well-appointed bathroom. Upstairs, you'll discover a fourth bedroom and another full bathroom. Nestled on an established and quiet cul-de-sac, this home boasts classic style combined with high-quality finishes, including granite countertops, stainless steel appliances, hardwood floors, and stylish light fixtures. The neighborhood amenities are truly exceptional, offering miles of hiking trails, a recreation area, a park, a dog park, a picnic area, and scenic ponds. The neighborhood association actively promotes community and collaboration through planned events throughout the year. Located just minutes from downtown Chattanooga, this home feels miles away from the hustle and bustle. Come and experience the resort-style living that awaits you here! Membership to Black Creek Club is optional.
Directions: From 124, take exit 174. Turn right onto Cummings Highway. Turn left onto Cummings Cove Drive. Turn left onto Azalea Dale Drive. Turn Left onto Finch lane. Home is in the back of the cul-de-sac.

Status Change Information

Major Change Timestamp: 2025-09-11T13:12:33Z
Major Change Type: Status Change
Status Change Timestamp: 2025-09-11
Under Contract Date: 2025-08-05
Close Date: 2025-09-10
Close Price: 822500
Appraisal Waiver YN: No

More Information

Additional Association Fees

Initiation Fee Y/N: No
Maintenance Fee YN: No
Other Fees YN: No

Fireplace Features

Fireplaces Total: Yes
Gas Log: Yes

Property Condition

Year Built Effective: 2002-12-31
Updated/Remodeled: Yes

License Number Info

Listing Agent’s State of Licensure: TN
Listing Agent’s License Number: 358281
Listing Office’s State of Licensure: TN
Listing Office’s License Number: 264330

Location, Tax, and Legal

Parcel Number: 153e G 021
Elementary School: Lookout Valley Elementary
Middle Or Junior School: Lookout Valley Middle
High School: Lookout Valley High
Tax Annual Amount: 5135.71
Tax Legal Description: Lt 21 Cummings Cove Golf Club Phase 1 Pb60 Pg173 Out Of 153-27.07 For 2000
Additional Parcels YN: No

Appliances

Dishwasher: Yes
Double Oven: Yes
Electric Range: Yes
Microwave: Yes
Oven: Yes
Stainless Steel Appliance(s): Yes

Architectural Style

Contemporary: Yes

Association Amenities

Barbecue: Yes
Basketball Court: Yes
Dog Park: Yes
Golf Course: Yes
Landscaping: Yes
Park: Yes
Picnic Area: Yes
Playground: Yes
Pond Year Round: Yes
Recreation Facilities: Yes
Trail(s): Yes

Attic Features

Walk-In Attic: Yes

Community Features

Curbs: Yes
Lake: Yes
Park: Yes

Construction Materials

Brick: Yes

Exterior Features

Fire Pit: Yes
Private Yard: Yes
Rain Gutters: Yes

Listing Terms

Cash: Yes
Conventional: Yes
FHA: Yes
VA Loan: Yes

Lot Features

Back Yard: Yes
Cul-De-Sac: Yes
Front Yard: Yes
Landscaped: Yes
Near Golf Course: Yes
Pie Shaped Lot: Yes

Possession

Close Of Escrow: Yes

Road Frontage Type

City Street: Yes

Road Responsibility

Public Maintained Road: Yes

Road Surface Type

Asphalt: Yes

Sewer

Public Sewer: Yes

Special Listing Conditions

Standard: Yes

Utilities

Cable Available: Yes
Electricity Connected: Yes
Phone Available: Yes
Sewer Connected: Yes
Water Connected: Yes

View

Mountain(s): Yes

Water Source

Public: Yes

Cooling

Central Air: Yes
Electric: Yes

Foundation Details

Block: Yes

Parking Features

Concrete: Yes
Driveway: Yes
Garage Faces Side: Yes

Security Features

Smoke Detector(s): Yes

Structure Type

Free Standing Building: Yes
House: Yes

Levels

One and One Half: Yes

Patio And Porch Features

Covered: Yes
Deck: Yes
Patio: Yes
Porch: Yes
Porch - Covered: Yes

Window Features

Vinyl Frames: Yes

Flooring

Carpet: Yes
Hardwood: Yes
Tile: Yes

Heating

Central: Yes
Electric: Yes

Interior Features

Breakfast Room: Yes
Chandelier: Yes
Connected Shared Bathroom: Yes
Crown Molding: Yes
Double Vanity: Yes
Eat-in Kitchen: Yes
En Suite: Yes
High Speed Internet: Yes
Kitchen Island: Yes
Pantry: Yes
Plumbed: Yes
Primary Downstairs: Yes
Separate Dining Room: Yes
Smart Thermostat: Yes
Soaking Tub: Yes
Split Bedrooms: Yes
Stone Counters: Yes
Storage: Yes
Tub/shower Combo: Yes
Walk-In Closet(s): Yes

Laundry Features

Laundry Room: Yes
Main Level: Yes

Roof

Asphalt: Yes
Shingle: Yes

Documents

TN Prop Cond Disc or Exempt: Yes

Documents

TN Prop Cond Disc or Exempt ›

Confirmation of Agency ›

Community Association Disclosure ›

Listing Office: The Agency Chattanooga

Last Updated: September - 11 - 2025

Information deemed reliable but not guaranteed.