302 Key Cove Road, Spring City, TN 37381 (MLS# 1531330)

302 Key Cove Road, Spring City, TN 37381

$1,690,000

Virtual Tour

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Property Type: Residential Bedrooms: 5 Baths: 4 Square Footage: 4,826 Lot Size (sq. ft.): 21,824 Status: Active

Current Price: $1,690,000 List Date: 3/28/2026 Last Modified: 4/15/2026

Overview

Description

Wake up to glassy water, quiet mornings, and the kind of peace you can't put a price on--this is lake life the way it's meant to be. Welcome to your private retreat on Watts Bar Lake, tucked in a calm, protected cove with YEAR-ROUND WATER & just a swim away to the main channel of the TN River. This isn't just a home--it's where memories are made, traditions begin, & weekends turn into something you never want to leave. This home was built to bring people together. From the moment you walk in, you're greeted by an open-concept layout anchored by a stunning chef's kitchen featuring granite countertops, rich wood cabinetry, a stove with a built-in air fryer, & a wine fridge ready for entertaining. The dining area, surrounded by windows, comfortably seats 12, all with breathtaking lake views that immediately set the tone. The main living space is warm, inviting, & made for connection, centered around a wood-burning fireplace and flowing seamlessly onto a screened-in deck overlooking ... (Read more)

Listing Details MLS# 1531330

General Property Information

Bedrooms Total: 5
Stories: 2
Rooms Total: 17
Bathrooms Total: 4
Bathrooms Full: 4
Above Grade Finished Area: 3348
Above Grade Finished Area Source: Owner
Living Area: 4826
Living Area Source: Owner
Enhanced Accessible: No
Year Built: 2007
ADU YN: No
STVR YN: No
New Construction YN: No
Builder's Warranty YN: No
Home Warranty YN: No
Garage YN: Yes
Attached Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Lot Size Acres: 0.501
Lot Size Square Feet: 21823.56
Lot Size Dimensions: 106 X206
Association YN: No
View YN: Yes
Waterfront YN: Yes
Basement YN: Yes
Fireplace YN: Yes
Spa YN: Yes
Senior Community YN: No
Green Features YN: No
Sign On Property YN: Yes
List Price/SqFt: 350.19
Deed Book: 523
Deed Page: 390
Bathrooms Half: 0

Property Features

Appliances: Bar Fridge; Convection Oven; Dishwasher; Electric Cooktop; Electric Oven; Electric Water Heater; Free-Standing Refrigerator; Ice Maker; Microwave; Refrigerator; Self Cleaning Oven; Stainless Steel Appliance(s); Washer/Dryer Stacked; Water Heater; Water Purifier; Water Purifier Owned; Water Softener; Water Softener Owned; Wine Cooler; Wine Refrigerator Basement: Finished; Full Community Features: Curbs; Lake Construction Materials: Brick; HardiPlank Type; Stone Brick and Stone Features: Partial Brick; Partial Stone Cooling: Ceiling Fan(s); Central Air; Electric; Multi Units; Zoned Exterior Features: Balcony; Boat Slip; Dock; Dock - Stationary; Electric Grill; Fire Pit; Gas Grill; Lighting; Outdoor Grill; Private Yard; Rain Gutters; Smart Irrigation Fencing: None Fireplace Features: Living Room; Wood Burning Flooring: Carpet; Hardwood; Slate; Tile Foundation Details: Block; Brick/Mortar; Combination; Permanent; Slab Heating: Central; Electric Interior Features: Bar; Breakfast Bar; Built-in Features; Cathedral Ceiling(s); Ceiling Fan(s); Central Vacuum; Chandelier; Connected Shared Bathroom; Crown Molding; Double Closets; Double Vanity; Eat-in Kitchen; En Suite; Entrance Foyer; Granite Counters; High Ceilings; High Speed Internet; In-Law Floorplan; Kitchen Island; Natural Woodwork; Open Floorplan; Pantry; Plumbed; Primary Downstairs; Separate Dining Room; Separate Shower; Sitting Area; Smart Thermostat; Soaking Tub; Sound System; Split Bedrooms; Storage; Tray Ceiling(s); Tub/shower Combo; Vaulted Ceiling(s); Walk-In Closet(s); Wet Bar; Whirlpool Tub; Wired for Data; Wired for Sound Laundry Features: Common Area; Electric Dryer Hookup; In Basement; In Bathroom; Inside; Laundry Room; Lower Level; Sink; Washer Hookup Levels: Three Or More Listing Terms: Cash; Conventional; VA Loan Lot Features: Back Yard; Cleared; Few Trees; Front Yard; Gentle Sloping; Lake on Lot; Landscaped; Rock Outcropping; Rural; Sloped Down; Sprinklers In Front; Sprinklers In Rear; Views; Waterfront Other Equipment: Other Other Structures: Boat House; RV/Boat Storage Parking Features: Concrete; Driveway; Garage; Garage Door Opener; Garage Faces Side; Kitchen Level; Utility Garage Patio And Porch Features: Composite; Covered; Deck; Enclosed; Front Porch; Patio; Porch; Porch - Covered; Porch - Screened; Rear Porch; Screened Pool Features: None Possession: Close Of Escrow Property Condition: Updated/Remodeled Road Frontage Type: County Road Road Responsibility: Public Maintained Road Road Surface Type: Asphalt Roof: Asphalt; Shingle Security Features: Fire Alarm; Security Service; Security System; Smoke Detector(s) Sewer: Septic Tank Spa Features: Above Ground; Fiberglass; Heated; Private Special Listing Conditions: Standard Structure Type: House Utilities: Electricity Connected; Water Connected; Underground Utilities View: Lake; Panoramic; River; Trees/Woods; Water Water Source: Public Waterfront Features: Lake; Lake Front; Lake Privileges; Navigable Water; River Access; River Front Window Features: Blinds; Insulated Windows; Screens; Shades; Vinyl Frames Room Types: Bathroom; Bedroom; Den; Dining Room; Family Room; Kitchen; Living Room; Loft; Primary Bathroom; Primary Bedroom; Utility Room Documents: TN Prop Cond Disc or Exempt

Contract Information

Listing Contract Date: 2026-03-28
Auction YN: No
Equitable Ownership Interest Listing: No
Property Sub Type: Single Family Residence
Office Exclusive: No
Occupant Type: Vacant

Location Tax and Legal

Street Number: 302
Street Name: Key Cove
Street Suffix: Road
County: Rhea
State: TN
Postal Code: 37381
Subdivision Name: None

Remarks and Miscellaneous

Public Remarks: Wake up to glassy water, quiet mornings, and the kind of peace you can't put a price on--this is lake life the way it's meant to be. Welcome to your private retreat on Watts Bar Lake, tucked in a calm, protected cove with YEAR-ROUND WATER & just a swim away to the main channel of the TN River. This isn't just a home--it's where memories are made, traditions begin, & weekends turn into something you never want to leave. This home was built to bring people together. From the moment you walk in, you're greeted by an open-concept layout anchored by a stunning chef's kitchen featuring granite countertops, rich wood cabinetry, a stove with a built-in air fryer, & a wine fridge ready for entertaining. The dining area, surrounded by windows, comfortably seats 12, all with breathtaking lake views that immediately set the tone. The main living space is warm, inviting, & made for connection, centered around a wood-burning fireplace and flowing seamlessly onto a screened-in deck overlooking the water. Every level of the home captures the same peaceful, panoramic lake views - reminding you exactly why you're here. Private Master Suite is on main level. Upstairs, loft-style overlooks keep the home open and connected, while offering private spaces for guests & family. Downstairs, the ultimate entertainment level awaits with 11-ft ceilings, game space, & a media-ready setup perfect for movie nights after long days on the lake. Step outside, & it only gets better - an expansive lower patio with an outdoor TV hookup, an 8-person Dynasty Radiance hot tub, & an infrared heater creates the perfect year-round gathering space. The enclosed boathouse and dock is covered and can be expanded per TVA. Exterior of home and new landscaping has been recently completed. This is the ideal full-time residence, second home, or income-producing vacation getaway. Homes like this don't just check boxes - They create a feeling. Once you experience it, you won't want to leave.
Inclusions: Homes like this don't just check boxes - They create a feeling. Once you experience it, you won't want to leave.
Directions: From Rhea County Hwy/Hwy 27 Travel North, Turn Right on Rocky Springs Road, Continue on Euchee Chapel Road, Take a slight right on Stump Hollow Road, Turn left on Debbie Drive, Turn left on Key Cove Road, Home will be on your right.

Status Change Information

Major Change Timestamp: 2026-04-15T19:35:02Z
Major Change Type: Price Reduced
Price Change Timestamp: 2026-04-15T19:35:02Z
Status Change Timestamp: 2026-03-28

More Information

Fireplace Features

Fireplaces Total: Yes
Living Room: Yes
Wood Burning: Yes

License Number Info

Listing Agent’s State of Licensure: TN
Listing Agent’s License Number: 351594
Listing Office’s State of Licensure: TN
Listing Office’s License Number: 259621
Co-Listing Agent's State of Licensure: TN
Co-Listing Agent's License Number: 327399
Co-Listing Office State of Licensure: TN
Co-Listing Office License Number: 259621

Room Types

Bathroom Level: Second
Bedroom Level: First
Den Level: Second
Dining Room Level: First
Family Room Level: Basement
Kitchen Level: Basement
Living Room Level: First
Loft Level: Second
Primary Bathroom Level: First
Primary Bedroom Level: First
Utility Room Level: Basement
Bathroom: Yes
Bedroom: Yes
Den: Yes
Dining Room: Yes
Family Room: Yes
Kitchen: Yes
Living Room: Yes
Loft: Yes
Primary Bathroom: Yes
Primary Bedroom: Yes
Utility Room: Yes

Location, Tax, and Legal

Parcel Number: 026e E 006.00
Elementary School: Spring Creek Elementary
Middle Or Junior School: Spring City Elementary & Middle
High School: Rhea County High School
Tax Annual Amount: 5508.22
Tax Legal Description: Parcel ID/Tax ID: 026E E 006.00
Additional Parcels YN: No

Appliances

Bar Fridge: Yes
Convection Oven: Yes
Dishwasher: Yes
Electric Cooktop: Yes
Electric Oven: Yes
Electric Water Heater: Yes
Free-Standing Refrigerator: Yes
Ice Maker: Yes
Microwave: Yes
Refrigerator: Yes
Self Cleaning Oven: Yes
Stainless Steel Appliance(s): Yes
Washer/Dryer Stacked: Yes
Water Heater: Yes
Water Purifier: Yes
Water Purifier Owned: Yes
Water Softener: Yes
Water Softener Owned: Yes
Wine Cooler: Yes
Wine Refrigerator: Yes

Basement

Finished: Yes
Full: Yes

Community Features

Curbs: Yes
Lake: Yes

Construction Materials

Brick: Yes
HardiPlank Type: Yes
Stone: Yes

Exterior Features

Balcony: Yes
Boat Slip: Yes
Dock: Yes
Dock - Stationary: Yes
Electric Grill: Yes
Fire Pit: Yes
Gas Grill: Yes
Lighting: Yes
Outdoor Grill: Yes
Private Yard: Yes
Rain Gutters: Yes
Smart Irrigation: Yes

Fencing

None: Yes

Listing Terms

Cash: Yes
Conventional: Yes
VA Loan: Yes

Lot Features

Back Yard: Yes
Cleared: Yes
Few Trees: Yes
Front Yard: Yes
Gentle Sloping: Yes
Lake on Lot: Yes
Landscaped: Yes
Rock Outcropping: Yes
Rural: Yes
Sloped Down: Yes
Sprinklers In Front: Yes
Sprinklers In Rear: Yes
Views: Yes
Waterfront: Yes

Other Equipment

Other: Yes

Other Structures

Boat House: Yes
RV/Boat Storage: Yes

Possession

Close Of Escrow: Yes

Road Frontage Type

County Road: Yes

Road Responsibility

Public Maintained Road: Yes

Road Surface Type

Asphalt: Yes

Sewer

Septic Tank: Yes

Special Listing Conditions

Standard: Yes

Utilities

Electricity Connected: Yes
Water Connected: Yes
Underground Utilities: Yes

View

Lake: Yes
Panoramic: Yes
River: Yes
Trees/Woods: Yes
Water: Yes

Water Source

Public: Yes

Waterfront Features

Lake: Yes
Lake Front: Yes
Lake Privileges: Yes
Navigable Water: Yes
River Access: Yes
River Front: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes
Multi Units: Yes
Zoned: Yes

Foundation Details

Block: Yes
Brick/Mortar: Yes
Combination: Yes
Permanent: Yes
Slab: Yes

Parking Features

Basement: Yes
Concrete: Yes
Driveway: Yes
Garage: Yes
Garage Door Opener: Yes
Garage Faces Side: Yes
Kitchen Level: Yes
Utility Garage: Yes

Property Condition

Updated/Remodeled: Yes

Security Features

Fire Alarm: Yes
Security Service: Yes
Security System: Yes
Smoke Detector(s): Yes

Structure Type

House: Yes

Levels

Three Or More: Yes

Patio And Porch Features

Composite: Yes
Covered: Yes
Deck: Yes
Enclosed: Yes
Front Porch: Yes
Patio: Yes
Porch: Yes
Porch - Covered: Yes
Porch - Screened: Yes
Rear Porch: Yes
Screened: Yes

Pool Features

None: Yes

Spa Features

Above Ground: Yes
Fiberglass: Yes
Heated: Yes
Private: Yes

Window Features

Blinds: Yes
Insulated Windows: Yes
Screens: Yes
Shades: Yes
Vinyl Frames: Yes

Brick and Stone Features

Partial Brick: Yes
Partial Stone: Yes

Flooring

Carpet: Yes
Hardwood: Yes
Slate: Yes
Tile: Yes

Heating

Central: Yes
Electric: Yes

Interior Features

Bar: Yes
Breakfast Bar: Yes
Built-in Features: Yes
Cathedral Ceiling(s): Yes
Ceiling Fan(s): Yes
Central Vacuum: Yes
Chandelier: Yes
Connected Shared Bathroom: Yes
Crown Molding: Yes
Double Closets: Yes
Double Vanity: Yes
Eat-in Kitchen: Yes
En Suite: Yes
Entrance Foyer: Yes
Granite Counters: Yes
High Ceilings: Yes
High Speed Internet: Yes
In-Law Floorplan: Yes
Kitchen Island: Yes
Natural Woodwork: Yes
Open Floorplan: Yes
Pantry: Yes
Plumbed: Yes
Primary Downstairs: Yes
Separate Dining Room: Yes
Separate Shower: Yes
Sitting Area: Yes
Smart Thermostat: Yes
Soaking Tub: Yes
Sound System: Yes
Split Bedrooms: Yes
Storage: Yes
Tray Ceiling(s): Yes
Tub/shower Combo: Yes
Vaulted Ceiling(s): Yes
Walk-In Closet(s): Yes
Wet Bar: Yes
Whirlpool Tub: Yes
Wired for Data: Yes
Wired for Sound: Yes

Laundry Features

Common Area: Yes
Electric Dryer Hookup: Yes
In Basement: Yes
In Bathroom: Yes
Inside: Yes
Laundry Room: Yes
Lower Level: Yes
Sink: Yes
Washer Hookup: Yes

Roof

Asphalt: Yes
Shingle: Yes

Documents

TN Prop Cond Disc or Exempt: Yes

Room Information

Room Name	Level
Kitchen	First
Dining Room	First
Living Room	First
Primary Bedroom	First
Primary Bathroom	First
Bedroom	First
Bedroom	Second
Bathroom	Second
Bedroom	Second
Bathroom	Second
Loft	Second
Den	Second
Family Room	Basement
Bedroom	Basement
Bathroom	Basement
Kitchen	Basement
Utility Room	Basement

Documents

TN Prop Cond Disc or Exempt ›

Septic Permit ›

Subsurface Sewage Disposal Permit ›

Confirmation of Agency ›

Listing Office: Real Estate Partners Chattanooga LLC

Last Updated: April - 15 - 2026

Information deemed reliable but not guaranteed.