292 Horse Creek Drive, Chattanooga, TN 37405 (MLS# 1528817)

292 Horse Creek Drive, Chattanooga, TN 37405

$784,900
Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 3,020 Lot Size (sq. ft.): 20,473 Status: Active
Current Price: $784,900 List Date: 2/19/2026 Last Modified: 3/30/2026

Overview

Description

Opportunities like this don't come along every day. Perched on a hill in the scenic Horse Creek Farms neighborhood, this home affords you spectacular sunsets over Signal and Elder Mountains. This architect designed and custom built home will delight you with space and all the thoughtful details. From the courtyard entry garage and columned front porch to the expansive screened porch overlooking the private gunite, salt water pool and spa, this is the one. Hardwood floors and vaulted ceilings greet you at the front door, along with the views. The open floor plan is perfect for entertaining with a columned dining room, charming breakfast nook and open kitchen to the vaulted great room with gas log fireplace. This beautiful kitchen was updated about two years ago with light painted cabinets, handsome stone countertops, stainless appliances including gas cooktop and two dishwashers(how handy is that!). Rest and relaxation is for everyone in spacious bedrooms including a main floor primary ...

Supplements: spa with mountains in the distance. The stamped concrete patio winds around the pool and under the pergola flanked by Carolina jasmine and palms and ferns. Beautifully landscaped with classic fencing, this is a haven from the world. Just 10 minutes from downtown, the best of Chattanooga is just minutes away.

Listing Details MLS# 1528817

General Property Information

Bedrooms Total
4
Stories
2
Rooms Total
10
Bathrooms Total
3
Bathrooms Full
3
Above Grade Finished Area
3020
Above Grade Finished Area Source
Appraiser
Living Area
3020
Living Area Source
Appraiser
Enhanced Accessible
No
Year Built
2004
ADU YN
No
STVR YN
No
New Construction YN
No
Builder's Warranty YN
No
Home Warranty YN
No
Garage YN
Yes
Attached Garage YN
Yes
Garage Spaces
2
Carport YN
No
Lot Size Acres
0.47
Lot Size Square Feet
20473.2
Lot Size Dimensions
82.36X242.24
Association YN
Yes
Association Fee
325
Association Fee Frequency
Annually
View YN
Yes
Waterfront YN
No
Basement YN
No
Fireplace YN
Yes
Spa YN
No
Senior Community YN
No
Sign On Property YN
Yes
List Price/SqFt
259.9
Deed Book
11408
Deed Page
208
Bathrooms Half
0

Property Features

Appliances: Dishwasher; Gas Range; Gas Water Heater; Microwave; Range Hood; Refrigerator Community Features: Pond; Sidewalks Construction Materials: Block; Brick; HardiPlank Type; Vinyl Siding Cooling: Central Air; Electric; Multi Units Exterior Features: Private Yard; Rain Gutters Fireplace Features: Gas Log; Great Room Flooring: Carpet; Hardwood; Tile Foundation Details: Block Heating: Central; Natural Gas Interior Features: Bookcases; Breakfast Bar; Breakfast Nook; Built-in Features; Ceiling Fan(s); Double Vanity; Eat-in Kitchen; En Suite; Entrance Foyer; High Ceilings; High Speed Internet; Kitchen Island; Open Floorplan; Pantry; Plumbed; Primary Downstairs; Separate Dining Room; Separate Shower; Soaking Tub; Sound System; Stone Counters; Tub/shower Combo; Vaulted Ceiling(s); Walk-In Closet(s); Wired for Sound Laundry Features: Electric Dryer Hookup; Laundry Room; Main Level; Sink; Washer Hookup Levels: Two Listing Terms: Cash; Conventional; VA Loan Lot Features: Back Yard; Brow Lot; Front Yard; Views Other Structures: Pergola Parking Features: Concrete; Driveway; Garage; Garage Door Opener; Garage Faces Side; Stamped Driveway Patio And Porch Features: Front Porch; Porch - Screened; Rear Porch Pool Features: Heated; In Ground; Salt Water Possession: Close Of Escrow Roof: Asphalt Sewer: Public Sewer Spa Features: Gunite; Heated Utilities: Electricity Connected; Natural Gas Connected; Sewer Connected; Water Connected; Underground Utilities View: Mountain(s); Neighborhood Water Source: Public Documents: TN Prop Cond Disc or Exempt

Contract Information

Listing Contract Date
2026-02-19
Auction YN
No
Equitable Ownership Interest Listing
No
Property Sub Type
Single Family Residence
Office Exclusive
No
Occupant Type
Vacant

Location Tax and Legal

Street Number
292
Street Name
Horse Creek
Street Suffix
Drive
County
Hamilton
State
TN
Postal Code
37405
Subdivision Name
Horse Creek Farms
MLS Area Major
Chattanooga

Remarks and Miscellaneous

Public Remarks
Opportunities like this don't come along every day. Perched on a hill in the scenic Horse Creek Farms neighborhood, this home affords you spectacular sunsets over Signal and Elder Mountains. This architect designed and custom built home will delight you with space and all the thoughtful details. From the courtyard entry garage and columned front porch to the expansive screened porch overlooking the private gunite, salt water pool and spa, this is the one. Hardwood floors and vaulted ceilings greet you at the front door, along with the views. The open floor plan is perfect for entertaining with a columned dining room, charming breakfast nook and open kitchen to the vaulted great room with gas log fireplace. This beautiful kitchen was updated about two years ago with light painted cabinets, handsome stone countertops, stainless appliances including gas cooktop and two dishwashers(how handy is that!). Rest and relaxation is for everyone in spacious bedrooms including a main floor primary suite that provides heated floors in the bathroom, double vanity in new cabinetry and countertops, a large tiled shower and a boat of a soaking tub and walk-in closet. If this wasn't enough, french doors lead to an office with classic wood built-ins and bay windows.Beautiful french doors give you access to the large rear screened porch directly from your primary suite. Imagine waking up to views of the mountains. The main level also includes a large laundry room and full bath with exterior door for pool guests. Upstairs features three bedrooms and a massive, vaulted bonus room that features media built-ins and a closet plus additional storage. The bedrooms are spacious with ample closets. A charming, reading loft sits between the bedrooms. PLUS, there is another full bath already plumbed and ready to be finished for a total of four! You're likely going to live as much in the backyard as inside this home. You have the massive screened porch with amazing views of your private pool and
Directions
From downtown Chattanooga take Hwy 27N to the Signal Mountain Road/Hwy 127N exit. Continue north on Signal Mountain Road/Hwy 127N. Turn right on Mountain Creek Road. At the second roundabout, turn right on N Runyan Drive. Take a left onto Horse Creek Drive and follow around to the top of the hill. Your new home is on the right.

Status Change Information

Major Change Timestamp
2026-03-10T14:00:14Z
Major Change Type
Price Reduced
Price Change Timestamp
2026-03-10T14:00:14Z
Status Change Timestamp
2026-02-19

More Information

Additional Association Fees

Initiation Fee Y/N
No
Maintenance Fee YN
No
Other Fees YN
No

Fireplace Features

Fireplaces Total
Yes
Gas Log
Yes
Great Room
Yes

License Number Info

Listing Agent’s State of Licensure
TN
Listing Agent’s License Number
280855
Listing Office’s State of Licensure
TN
Listing Office’s License Number
261825

Location, Tax, and Legal

Parcel Number
117f D 044
Elementary School
Red Bank Elementary
Middle Or Junior School
Red Bank Middle
High School
Red Bank High School
Tax Annual Amount
4119.34
Tax Legal Description
LT 44 HORSE CREEK FARMS PB65 PG7 RE V 65-11 OUT OF 117C-A-8 FOR 2001
Additional Parcels YN
No

Appliances

Dishwasher
Yes
Gas Range
Yes
Gas Water Heater
Yes
Microwave
Yes
Range Hood
Yes
Refrigerator
Yes

Community Features

Pond
Yes
Sidewalks
Yes

Construction Materials

Block
Yes
Brick
Yes
HardiPlank Type
Yes
Vinyl Siding
Yes

Exterior Features

Private Yard
Yes
Rain Gutters
Yes

Listing Terms

Cash
Yes
Conventional
Yes
VA Loan
Yes

Lot Features

Back Yard
Yes
Brow Lot
Yes
Front Yard
Yes
Views
Yes

Other Structures

Pergola
Yes

Possession

Close Of Escrow
Yes

Sewer

Public Sewer
Yes

Utilities

Electricity Connected
Yes
Natural Gas Connected
Yes
Sewer Connected
Yes
Water Connected
Yes
Underground Utilities
Yes

View

Mountain(s)
Yes
Neighborhood
Yes

Water Source

Public
Yes

Cooling

Central Air
Yes
Electric
Yes
Multi Units
Yes

Foundation Details

Block
Yes

Parking Features

Concrete
Yes
Driveway
Yes
Garage
Yes
Garage Door Opener
Yes
Garage Faces Side
Yes
Stamped Driveway
Yes

Levels

Two
Yes

Patio And Porch Features

Front Porch
Yes
Porch - Screened
Yes
Rear Porch
Yes

Pool Features

Heated
Yes
In Ground
Yes
Salt Water
Yes

Spa Features

Gunite
Yes
Heated
Yes

Flooring

Carpet
Yes
Hardwood
Yes
Tile
Yes

Heating

Central
Yes
Natural Gas
Yes

Interior Features

Bookcases
Yes
Breakfast Bar
Yes
Breakfast Nook
Yes
Built-in Features
Yes
Ceiling Fan(s)
Yes
Double Vanity
Yes
Eat-in Kitchen
Yes
En Suite
Yes
Entrance Foyer
Yes
High Ceilings
Yes
High Speed Internet
Yes
Kitchen Island
Yes
Open Floorplan
Yes
Pantry
Yes
Plumbed
Yes
Primary Downstairs
Yes
Separate Dining Room
Yes
Separate Shower
Yes
Soaking Tub
Yes
Sound System
Yes
Stone Counters
Yes
Tub/shower Combo
Yes
Vaulted Ceiling(s)
Yes
Walk-In Closet(s)
Yes
Wired for Sound
Yes

Laundry Features

Electric Dryer Hookup
Yes
Laundry Room
Yes
Main Level
Yes
Sink
Yes
Washer Hookup
Yes

Roof

Asphalt
Yes

Documents

TN Prop Cond Disc or Exempt
Yes
Listing Office: Keller Williams Realty
Last Updated: March - 30 - 2026
Information deemed reliable but not guaranteed.