1269 Market Street, Chattanooga, TN 37402 (MLS# 1531629)

1269 Market Street, Chattanooga, TN 37402

$1,985,000

Option 1 - Keep retail boutique tenant and make 2nd & 3rd Floors your home

FIRST LEVEL RETAIL - BRIDAL STORE TENANT

SPIRAL STAIRCASE LEADS TO EXTRA STORAGE / FLEX SPACE FOR BOUTIQUE

PRIVATE STAIRWELL TO EACH ONE-BEDROOM APARTMENT

PRIVATE COURTYARD BETWEEN MAIN BUILDING & CARRIAGE HOUSE

2ND FLOOR TENANT IS ONLY TENANT TO ACCESS LARGE PATIO OVER CARRIAGE HOUSE

2ND & 3RD FLOOR BALCONIES WITH CITY AND MOUNTAIN VIEWS

LARGE TERRACE OVER CARRIAGE HOUSE ONLY ACCESS IS FROM SECOND LEVEL APARTMENT

WALKWAY TO LARGE TERRACE OVER CARRIAGE HOUSE WITH CITY AND MOUNTAIN VIEWS

Carriage House - Studio Apartment heated concrete floors

7 PARKING SPACES BEHIND CARRIAGE HOUSE OFF COWART STREET

Property Type: Residential Bedrooms: 4 Baths: 5 Square Footage: 8,375 Lot Size (sq. ft.): 6,098 Status: Active

Current Price: $1,985,000 List Date: 4/01/2026 Last Modified: 4/05/2026

Overview

Description

Incredible Live / Work / Invest Opportunity - Prime Downtown / Southside Rare mixed-use offering with endless possibilities. Enjoy an exceptional city residence while generating steady monthly income from five separate rental units. This one-of-a-kind Historic Victorian Italianate building features retail + apartments, a private courtyard, terraces, balconies with city and mountain views, and on-site parking. Located in a prime Downtown / Southside setting, this circa-1910 property, listed on the Historic Register, showcases classic Victorian Italianate architecture including ornamental parapets, arched windows, and distinctive period details. A true downtown landmark, the property seamlessly blends historic charm with modern versatility--just steps from restaurants, boutiques, and entertainment. The main level offers a stunning street-level retail space (currently a bridal boutique) with 12-foot ceilings and large display windows, providing excellent visibility and strong ped ... (Read more)

Listing Details MLS# 1531629

General Property Information

Bedrooms Total: 4
Stories: 3
Rooms Total: 10
Bathrooms Total: 5
Bathrooms Full: 4
Bathrooms Half: Yes
Above Grade Finished Area: 8375
Above Grade Finished Area Source: Tax Records
Living Area: 8375
Living Area Source: Tax Records
Enhanced Accessible: No
Year Built: 1910
ADU YN: Yes
STVR YN: No
New Construction YN: No
Builder's Warranty YN: No
Home Warranty YN: No
Garage YN: No
Carport YN: No
Lot Size Acres: 0.14
Lot Size Square Feet: 6098
Lot Size Dimensions: 25' X 264
Association YN: No
View YN: Yes
Waterfront YN: No
Basement YN: No
Fireplace YN: No
Spa YN: No
Senior Community YN: No
Green Features YN: No
Sign On Property YN: Yes
List Price/SqFt: 237.01
Deed Book: 10594
Deed Page: 690
Below Grade Finished Area: 0
Above Grade Unfinished Area: 0

Property Features

Appliances: Dishwasher; Free-Standing Electric Range; Free-Standing Refrigerator; Washer/Dryer; Water Heater Architectural Style: Victorian Attic Features: None Community Features: Restaurant; Sidewalks Construction Materials: Brick Cooling: Central Air; Electric; Multi Units Exterior Features: Balcony; Courtyard; Uncovered Courtyard Fencing: Wrought Iron Flooring: Carpet; Ceramic Tile; Concrete; Luxury Vinyl; Wood Foundation Details: Brick/Mortar Heating: Central; Electric; Separate Meters Interior Features: Ceiling Fan(s); High Ceilings; Open Floorplan; Track Lighting Laundry Features: In Unit; Multiple Locations Levels: Tri-Level Listing Terms: Cash; Conventional Lot Features: City Lot; Views Other Structures: Guest House Parking Features: Off Street; On Street; Parking Lot Patio And Porch Features: Patio; Porch; Porch - Covered; Rear Porch Pool Features: None Possession: Subject To Tenant Rights Road Frontage Type: City Street Road Responsibility: Public Maintained Road Roof: Membrane Security Features: Security System; Smoke Detector(s) Sewer: Public Sewer Spa Features: None Special Listing Conditions: Standard Structure Type: House; Mixed Use; Multi Family; Office; Retail Utilities: Cable Connected; Electricity Connected; Sewer Connected; Water Connected View: City Lights; Mountain(s); Neighborhood; Panoramic Water Source: Public Window Features: Wood Frames Lock Box Type: None Documents: Lead Based Paint Pamphlet; TN Prop Cond Disc or Exempt

Contract Information

Listing Contract Date: 2026-04-01
Auction YN: No
Equitable Ownership Interest Listing: No
Property Sub Type: Mixed Use
Office Exclusive: No
Occupant Type: Tenant

Location Tax and Legal

Street Number: 1269
Street Name: Market
Street Suffix: Street
County: Hamilton
State: TN
Postal Code: 37402
Subdivision Name: None
MLS Area Major: Chattanooga

Remarks and Miscellaneous

Public Remarks: Incredible Live / Work / Invest Opportunity - Prime Downtown / Southside Rare mixed-use offering with endless possibilities. Enjoy an exceptional city residence while generating steady monthly income from five separate rental units. This one-of-a-kind Historic Victorian Italianate building features retail + apartments, a private courtyard, terraces, balconies with city and mountain views, and on-site parking. Located in a prime Downtown / Southside setting, this circa-1910 property, listed on the Historic Register, showcases classic Victorian Italianate architecture including ornamental parapets, arched windows, and distinctive period details. A true downtown landmark, the property seamlessly blends historic charm with modern versatility--just steps from restaurants, boutiques, and entertainment. The main level offers a stunning street-level retail space (currently a bridal boutique) with 12-foot ceilings and large display windows, providing excellent visibility and strong pedestrian exposure. Behind the retail space, a private courtyard leads to a detached carriage house with a studio apartment, ideal for additional rental income, guest quarters, or creative use. Upstairs, three residential units feature open floor plans, high ceilings, and abundant natural light. The second-floor apartment offers a spacious layout with a large balcony and private terrace, while the third floor includes two one-bedroom apartments with sweeping city and mountain views. With seven on-site parking spaces, multiple outdoor living areas, and an unbeatable Downtown / Southside location, this exceptional property offers outstanding flexibility as an investment asset, live/work opportunity, or potential conversion to a grand single-family residence.
Directions: Building is located downtown Chattanooga on the West Side of Market Street, between 13th & Cowart Streets, next to Firestone Auto Care. A few blocks north of the Choo Choo.

Status Change Information

Major Change Timestamp: 2026-04-01T23:24:01Z
Major Change Type: New Listing
Status Change Timestamp: 2026-04-01

More Information

License Number Info

Listing Agent’s State of Licensure: TN
Listing Agent’s License Number: 236259
Listing Office’s State of Licensure: TN
Listing Office’s License Number: 264152

Location, Tax, and Legal

Parcel Number: 145e N 008
Elementary School: Battle Academy
Middle Or Junior School: Orchard Knob Middle
High School: Howard School of Academics & Tech
Tax Annual Amount: 16646
Tax Legal Description: LT 9 BLK 4 J C STANTONS PB H2 PG156 0101 03 08
Additional Parcels YN: No

Currently Not Used

Below Grade Finished Area Source: Tax Records

Accessory Dwelling Unit (ADU/STVR) Info

ADU Permitted: No

Appliances

Dishwasher: Yes
Free-Standing Electric Range: Yes
Free-Standing Refrigerator: Yes
Washer/Dryer: Yes
Water Heater: Yes

Architectural Style

Victorian: Yes

Attic Features

None: Yes

Community Features

Restaurant: Yes
Sidewalks: Yes

Construction Materials

Brick: Yes

Exterior Features

Balcony: Yes
Courtyard: Yes
Uncovered Courtyard: Yes

Fencing

Wrought Iron: Yes

Listing Terms

Cash: Yes
Conventional: Yes

Lot Features

City Lot: Yes
Views: Yes

Other Structures

Guest House: Yes

Possession

Subject To Tenant Rights: Yes

Road Frontage Type

City Street: Yes

Road Responsibility

Public Maintained Road: Yes

Sewer

Public Sewer: Yes

Special Listing Conditions

Standard: Yes

Utilities

Cable Connected: Yes
Electricity Connected: Yes
Sewer Connected: Yes
Water Connected: Yes

View

City: Yes
City Lights: Yes
Mountain(s): Yes
Neighborhood: Yes
Panoramic: Yes

Water Source

Public: Yes

Cooling

Central Air: Yes
Electric: Yes
Multi Units: Yes

Foundation Details

Brick/Mortar: Yes

Parking Features

Off Street: Yes
On Street: Yes
Parking Lot: Yes

Security Features

Security System: Yes
Smoke Detector(s): Yes

Structure Type

House: Yes
Mixed Use: Yes
Multi Family: Yes
Office: Yes
Retail: Yes

Levels

Tri-Level: Yes

Patio And Porch Features

Patio: Yes
Porch: Yes
Porch - Covered: Yes
Rear Porch: Yes

Pool Features

None: Yes

Spa Features

None: Yes

Window Features

Wood Frames: Yes

Flooring

Carpet: Yes
Ceramic Tile: Yes
Concrete: Yes
Luxury Vinyl: Yes
Wood: Yes

Heating

Central: Yes
Electric: Yes
Separate Meters: Yes

Interior Features

Ceiling Fan(s): Yes
High Ceilings: Yes
Open Floorplan: Yes
Track Lighting: Yes

Laundry Features

In Unit: Yes
Multiple Locations: Yes

Roof

Membrane: Yes

Lock Box Type

None: Yes

Documents

Lead Based Paint Pamphlet: Yes
TN Prop Cond Disc or Exempt: Yes

Documents

Lead Based Paint Disclosure ›

TN Prop Cond Disc or Exempt ›

Confirmation of Agency ›

Listing Office: Compass Tennessee

Last Updated: April - 05 - 2026

Information deemed reliable but not guaranteed.