1150 Saddlebrook Drive, 195, Chattanooga, TN 37405 (MLS# 1525531)

1150 Saddlebrook Drive, 195, Chattanooga, TN 37405

$775,000

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,900 Lot Size (sq. ft.): 8,276 Status: Closed

Current Price: $775,000 List Date: 12/20/2025 Last Modified: 2/13/2026

Overview

Description

Fantastic opportunity in the desirable Horse Creek Farms community at the foot of Signal Mountain just minutes to schools, parks and hiking trails, the shopping and restaurants of the North Shore and downtown Chattanooga. This beautiful 3 or 4 bedroom, 3 bath versatile home was built in 2020 and boasts a prime location next to a partially wooded community lot, allowing you to enjoy the use and privacy without having to maintain it yourself! Since purchasing the home, the sellers have further enhanced the appeal by installing a heated saltwater gunite pool with a spa effectively extending your living and entertaining spaces to the outdoors. The home's exterior also boasts brick, stone and Hardie with a 2-bay garage, covered front porch and side screened-in porch overlooking the community lot, while the interior has an open and floor plan, the primary on the main, quality finishes such as hardwood floors, tiled baths, granite countertops, crown molding, decorative and recessed lighting, ... (Read more)

Supplements: separate shower with tile and glass surround, and a private water closet. The upper level has 2 additional spacious bedrooms, one large enough to be utilized as a bonus room if preferred, a full hall bath, and walk-out attic storage. Perfect for the buyer seeking a newer home with an open floor plan, the primary on the main, and great outdoor livin ... (Read more)

Listing Details MLS# 1525531

General Property Information

Bedrooms Total: 4
Stories: 2
Rooms Total: 7
Bathrooms Total: 3
Bathrooms Full: 3
Above Grade Finished Area: 2900
Above Grade Finished Area Source: Owner
Living Area: 2900
Living Area Source: Owner
Enhanced Accessible: No
Year Built: 2020
ADU YN: No
STVR YN: No
New Construction YN: No
Builder's Warranty YN: No
Home Warranty YN: No
Garage YN: Yes
Attached Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Lot Size Acres: 0.19
Lot Size Square Feet: 8276.4
Lot Size Dimensions: 60X140
Association YN: Yes
Association Fee: 200
Association Fee Frequency: Annually
View YN: No
Waterfront YN: No
Basement YN: No
Fireplace YN: Yes
Spa YN: Yes
Senior Community YN: No
List Price/SqFt: 270.69
Sold Price/SqFt: 267.24
Deed Book: 12087
Deed Page: 725
Bathrooms Half: 0

Property Features

Appliances: Convection Oven; Dishwasher; Disposal; Gas Cooktop; Gas Water Heater; Microwave; Tankless Water Heater; Wall Oven Attic Features: Unfinished; Walk-In Attic Community Features: Curbs; Pond; Sidewalks Construction Materials: Brick; Fiber Cement; Stone Brick and Stone Features: Partial Brick; Partial Stone Cooling: Ceiling Fan(s); Central Air; Electric; Multi Units Exterior Features: Rain Gutters Fencing: Back Yard Fireplace Features: Gas Log; Great Room Flooring: Carpet; Hardwood; Tile Foundation Details: Block Heating: Central; Electric Interior Features: Ceiling Fan(s); Chandelier; Crown Molding; Double Vanity; Eat-in Kitchen; En Suite; Entrance Foyer; Granite Counters; High Ceilings; Kitchen Island; Open Floorplan; Pantry; Primary Downstairs; Separate Shower; Tub/shower Combo; Walk-In Closet(s); See Remarks Laundry Features: Electric Dryer Hookup; Laundry Room; Main Level; Washer Hookup Levels: One and One Half Listing Terms: Cash; Conventional; FHA; VA Loan Lot Features: Gentle Sloping; Landscaped; See Remarks Parking Features: Driveway; Garage; Garage Door Opener; Garage Faces Front; Off Street Patio And Porch Features: Patio; Porch; Porch - Covered; Porch - Screened; Side Porch; See Remarks Pool Features: Heated; In Ground; Private; Salt Water Possession: Close Of Escrow Road Surface Type: Paved Roof: Asphalt; Shingle Security Features: Security System; Smoke Detector(s) Sewer: Public Sewer Spa Features: Gunite; See Remarks Special Listing Conditions: Standard Structure Type: House Utilities: Cable Available; Electricity Connected; Natural Gas Connected; Phone Available; Sewer Connected; Water Connected; Underground Utilities Water Source: Public Window Features: Insulated Windows; Vinyl Frames Room Types: Bathroom; Bedroom; Dining Room; Great Room; Kitchen; Laundry; Primary Bathroom; Primary Bedroom; Other Room Documents: TN Prop Cond Disc or Exempt

Contract Information

Listing Contract Date: 2025-12-20
Auction YN: No
Equitable Ownership Interest Listing: No
Property Sub Type: Single Family Residence
Office Exclusive: No
Occupant Type: Owner

Location Tax and Legal

Street Number: 1150
Street Name: Saddlebrook
Street Suffix: Drive
Unit Number: 195
County: Hamilton
State: TN
Postal Code: 37405
Subdivision Name: None
MLS Area Major: Chattanooga

Remarks and Miscellaneous

Public Remarks: Fantastic opportunity in the desirable Horse Creek Farms community at the foot of Signal Mountain just minutes to schools, parks and hiking trails, the shopping and restaurants of the North Shore and downtown Chattanooga. This beautiful 3 or 4 bedroom, 3 bath versatile home was built in 2020 and boasts a prime location next to a partially wooded community lot, allowing you to enjoy the use and privacy without having to maintain it yourself! Since purchasing the home, the sellers have further enhanced the appeal by installing a heated saltwater gunite pool with a spa effectively extending your living and entertaining spaces to the outdoors. The home's exterior also boasts brick, stone and Hardie with a 2-bay garage, covered front porch and side screened-in porch overlooking the community lot, while the interior has an open and floor plan, the primary on the main, quality finishes such as hardwood floors, tiled baths, granite countertops, crown molding, decorative and recessed lighting, custom Roman and roller shades, great storage or expansion room, and more. Your tour begins with entry to the dedicated foyer that has French doors that lead to the main level gust bedroom open to a main level guest bedroom or office with access to the shared full guest bath. Continue down the hall where you will find the heart of the home which is the open kitchen, dining and great room. The kitchen has a center island with pendant lighting, granite countertops, subway tile backsplash, under-cabinet lighting, stainless appliances, pantry and is a few short steps from the laundry room and garage for easy loading and unloading. Dining area has a fun new light fixture, and the great room has a stacked stone gas fireplace and 2 sets of French doors to the screened-in porch. The primary bedroom is on the back of the house and also has access to the screened porch, as well as a walk-in closet with organizer system, and the primary bath with a dual vanity, free standing soaking tub, a
Directions: Signal Mountain Blvd to Mountain Creek Rd. At second roundabout by Red Bank Elem, take a right on Runyan, go to back (2nd) entrance to Horse Creek Farms, right on Shearer Cove, left on Saddlebrook, house is second one on the left by the community lot.

Status Change Information

Major Change Timestamp: 2026-02-13T19:19:20Z
Major Change Type: Status Change
Price Change Timestamp: 2026-01-06T22:40:13Z
Status Change Timestamp: 2026-02-13
Under Contract Date: 2026-01-11
Close Date: 2026-02-13
Close Price: 775000
Appraisal Waiver YN: No

More Information

Additional Association Fees

Initiation Fee Y/N: No
Maintenance Fee YN: No
Other Fees YN: No

Fireplace Features

Fireplaces Total: Yes
Gas Log: Yes
Great Room: Yes

License Number Info

Listing Agent’s State of Licensure: TN
Listing Agent’s License Number: 255994
Listing Office’s State of Licensure: TN
Listing Office’s License Number: 259794

Room Types

Bathroom Level: First
Bedroom Level: First
Dining Room Level: First
Great Room Level: First
Kitchen Level: First
Laundry Level: First
Primary Bathroom Level: First
Primary Bedroom Level: First
Other Room Level: First
Bathroom: Yes
Bedroom: Yes
Dining Room: Yes
Great Room: Yes
Kitchen: Yes
Laundry: Yes
Primary Bathroom: Yes
Primary Bedroom: Yes
Other Room: Yes

Location, Tax, and Legal

Parcel Number: 117c E 045
Elementary School: Red Bank Elementary
Middle Or Junior School: Red Bank Middle
High School: Red Bank High School
Tax Annual Amount: 5186.2
Tax Legal Description: LT 195 HORSE CREEK FARMS PH 2 PB83 PG47 REV 95-147 OUT OF 117C-A-6 FOR 2007
Additional Parcels YN: No

Appliances

Convection Oven: Yes
Dishwasher: Yes
Disposal: Yes
Gas Cooktop: Yes
Gas Water Heater: Yes
Microwave: Yes
Tankless Water Heater: Yes
Wall Oven: Yes

Attic Features

Unfinished: Yes
Walk-In Attic: Yes

Community Features

Curbs: Yes
Pond: Yes
Sidewalks: Yes

Construction Materials

Brick: Yes
Fiber Cement: Yes
Stone: Yes

Exterior Features

Rain Gutters: Yes

Fencing

Back Yard: Yes

Listing Terms

Cash: Yes
Conventional: Yes
FHA: Yes
VA Loan: Yes

Lot Features

Gentle Sloping: Yes
Landscaped: Yes
See Remarks: Yes

Possession

Close Of Escrow: Yes

Road Surface Type

Paved: Yes

Sewer

Public Sewer: Yes

Special Listing Conditions

Standard: Yes

Utilities

Cable Available: Yes
Electricity Connected: Yes
Natural Gas Connected: Yes
Phone Available: Yes
Sewer Connected: Yes
Water Connected: Yes
Underground Utilities: Yes

Water Source

Public: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes
Multi Units: Yes

Foundation Details

Block: Yes

Parking Features

Driveway: Yes
Garage: Yes
Garage Door Opener: Yes
Garage Faces Front: Yes
Off Street: Yes

Security Features

Security System: Yes
Smoke Detector(s): Yes

Structure Type

House: Yes

Levels

One and One Half: Yes

Patio And Porch Features

Patio: Yes
Porch: Yes
Porch - Covered: Yes
Porch - Screened: Yes
Side Porch: Yes
See Remarks: Yes

Pool Features

Heated: Yes
In Ground: Yes
Private: Yes
Salt Water: Yes

Spa Features

Gunite: Yes
See Remarks: Yes

Window Features

Insulated Windows: Yes
Vinyl Frames: Yes

Brick and Stone Features

Partial Brick: Yes
Partial Stone: Yes

Flooring

Carpet: Yes
Hardwood: Yes
Tile: Yes

Heating

Central: Yes
Electric: Yes

Interior Features

Ceiling Fan(s): Yes
Chandelier: Yes
Crown Molding: Yes
Double Vanity: Yes
Eat-in Kitchen: Yes
En Suite: Yes
Entrance Foyer: Yes
Granite Counters: Yes
High Ceilings: Yes
Kitchen Island: Yes
Open Floorplan: Yes
Pantry: Yes
Primary Downstairs: Yes
Separate Shower: Yes
Tub/shower Combo: Yes
Walk-In Closet(s): Yes
See Remarks: Yes

Laundry Features

Electric Dryer Hookup: Yes
Laundry Room: Yes
Main Level: Yes
Washer Hookup: Yes

Roof

Asphalt: Yes
Shingle: Yes

Documents

TN Prop Cond Disc or Exempt: Yes

Room Information

Room Name	Level	Remarks
Other	First	Foyer
Kitchen	First	Or office (French doors)
Dining Room	First
Great Room	First
Great Room	First	LR/DR
Primary Bedroom	First
Primary Bathroom	First	Full Bathroom
Bedroom	First	Full Bathroom
Bathroom	First	Full Bathroom
Laundry	First
Bedroom	Second
Bathroom	Second
Bedroom	Second

Documents

TN Prop Cond Disc or Exempt ›

Confirmation of Agency ›

Plat Map ›

Covenants & Restrictions ›

Listing Office: Keller Williams Realty

Last Updated: February - 13 - 2026

Information deemed reliable but not guaranteed.